Paying for Residential Care

On Thursday morning I hosted a difficult meeting with the Suffolk Association of Independent Care Providers where we got down to the thorny subject of the rates we can pay for the coming year. The meeting was, as is our way, pleasant but full and frank as each side set out its issues and problems with the rates we pay. For Suffolk County Council’s part officers talked about the Comprehensive Spending revue and the £12.7M savings ACS is having to make in the coming year and the problems the continuing number of people who are running out of funds and coming to us to pay for their care packages, are having on the budget. For the Association’s part they spoke of the difficulties to operate with increasingly tight margins. The meeting ended with both sides agreeing to reflect on what was said and for further dialogue.

In the car on the way home, I have time to reflect as it’s a hour’s drive each way; my mind turned back to the update Andrew Dilnot gave at the ADASS Conference in November as to the direction of travel of the Royal Commission currently addressing how we can pay for Care in the future, then it turned back even further to the I rather cast my mind back to the inaugural on How to Pay for Social Care – the Sir William Beveridge Foundation Lecture on the 9th March 2010, when Norman Lamb suggests in term of a voluntary scheme for social care in older age, the county with the best take up of a voluntary scheme insurance is France where the take up is 20%, far from what is needed.

The Care and Counsel Lobby group favours a 2.5% Death Tax over first £25,000 of asset to pay for a free at point of delivery service of course that is politically dead as the Conservatives were able to rip into it just before the election campaign. Others suggested that there is a need to enshrines social care rights rather than the state paternal, in short a Health and Social Care service!, however with rights must comes responsibility about health and it’s the realisation of responsibility and the prevention agenda that is driving much of the through processes behind the Health and Well Being Boards being set up.

It seems to me it’s actually all of the above as there needs to be choice as to how you pay for this, payment from estate, insurance products and equity release. The tax system also needs to incentivise such prudence; people must have incentives to save to provide for their own care.

Often, I return in my head, to a lady who spoke at the Sir William Beveridge Foundation Lecture from the floor and who very simply, very powerfully spoke of what I firmly believe will become one of the defining features of the next 20 years in Politics she said “you know the grateful as hell generation are dying off, I am from the Baby Boomer generation and as we retire and look around at what is being provider for our future old age we are not happy, not happy at all”. Politically I think politicians from all parties have ignored the older generation; but we simply will not be able to ignore them in the future, so vote and will get organised today they are asking questions now but they quickly will start demanding answers.

About askcolinnoble
I'm a Conservative politician-lite, I dabble a bit in Party Politics with my main focus of working hard and being a strong voice for my community making sure local government delivers quality services and fellow residents get value for money for their hard earned money they pay in Council tax | Where this Gravatar appears and I am expressing my views or liking something I do so in a personal capacity and does not necessarily reflect the views or policies of Suffolk County Council, Forest Heath District Council, the Conservative Party or come to think of it anyone else | But having said the above at an election time and to stay legal, anything I write is promoted by Lance Stanbury on behalf of Colin Noble, both at West Suffolk Conservative Association, Park Farm Cottage, Fordham St. Genevieve, Bury St. Edmunds, Suffolk IP28 6TS

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